Financing for Basement Finishes and Home Remodels in Northern Colorado

Yes — We Offer Financing for Basement Finishes and Home Remodels in Northern Colorado

Thinking about a basement finish or a home remodel but concerned about upfront costs? You’re not alone — and the good news is, you don’t have to wait. At Choice City Home Services, we proudly offer financing options to help you move forward with your project without compromising on quality or timing.

Whether you’re finishing a basement in Fort Collins, remodeling a kitchen in Berthoud, or adding space for an aging family member in Windsor, we understand that home improvement is an investment — and that investment should feel manageable.

Here’s what you need to know about our financing options and why they might be the perfect fit for your next project.

Why Financing Your Home Remodel Makes Sense

Home improvements like basement finishes and major remodels offer long-term value — both in terms of resale and daily comfort. But paying for everything upfront isn't always practical.

Here’s why many of our Northern Colorado clients choose to finance:

• 🛠️ They want to get started now, rather than saving for years
• 🏠 They’re planning to stay in their home long-term
• 💰 They’d rather keep cash available for emergencies or other goals
• 📈 They see the remodel as an investment that will increase home value

Whether it's a full basement finish or an electrical panel upgrade as part of a larger project, financing allows you to spread the cost out while still enjoying the benefits of a beautifully upgraded space.

What Projects Can Be Financed?

Most of our services are eligible for financing, including:

• Basement Finishing – Our most commonly financed service. Full basement finishes typically range from $85,000 to $100,000, and financing allows you to spread out the cost while gaining valuable living space.
• Kitchen & Bathroom Remodels – Update key areas of your home without draining savings.
• Electrical Panel Upgrades – If you're adding a hot tub, EV charger, or remodeling an older home, a panel upgrade may be necessary — and it's eligible for financing.
• HVAC Installations – Stay comfortable year-round without waiting until the next big paycheck.
• Decks and Additions – Exterior projects can also be included in a larger financing package.

Not sure if your specific project qualifies? Just ask — we’ll help you find the best fit.

Simple, Flexible Financing Options

We’ve partnered with trusted financing providers to offer:

• ✅ Fixed monthly payments
• ✅ No hidden fees
• ✅ Quick approvals
• ✅ Terms to fit your budget

The application process is simple, and we’ll walk you through it. There’s no obligation to apply — it’s just a great way to explore your options.

Some homeowners choose to finance just a portion of their project, while others use it to cover the full amount. Either way, we’re here to make it easy and transparent.

Local, Trustworthy, and Transparent

As a Berthoud-based remodeling company, we know that trust and communication matter. Financing should never feel like a gimmick — it should be a tool to help you improve your home with confidence.

At Choice City Home Services, we combine clear pricing, licensed professionals, and in-house expertise in remodeling, HVAC, and electrical. With financing available, there’s nothing standing between you and the home upgrade you’ve been dreaming of.

Let’s Build Something — On Your Terms

If you've been putting off your basement finish or remodel due to cost, let’s talk. With flexible financing and a reliable, experienced team behind your project, now is the perfect time to take the next step.

📞 Call us today at 970-308-3638 or visit choicecityhs.com to request a free consultation — and learn more about how our financing can work for you.

‍